Privacy Policy

PaiPai (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share information about you when you use our application and services (“Services”). By using PaiPai, you consent to the practices described in this policy.

1. Information We Collect

1.1 Financial Information

We collect financial data, including income, expenses, budgets, and transaction details, to provide personalized financial insights and services

1.2 Contact List Data

With your permission, we may collect and store your contact list data to enhance features like transaction tracking and contact management.

1.3 Location Data

We may collect your location data with your explicit consent. This information is used to provide insights into transaction locations and improve your overall experience.

1.4 Device Information

We collect device-specific information, including but not limited to:

  • Device type
  • Operating system version
  • Device identifiers
  • Telemetry data to diagnose issues and improve app performance

1.5 Cookies and Similar Technologies

We use first-party and third-party cookies to personalize your experience, remember preferences, and analyze usage patterns. For more details, refer to our Cookie Policy.

2. How We Use Your Information

We use the information we collect to:

  1. Provide, maintain, and improve our Services.
  2. Personalize your user experience and deliver relevant insights.
  3. Enable features such as budgeting, transaction tracking, and automatic financial data entry.
  4. Conduct analytics and research to improve our application’s functionality.
  5. Ensure the security of your account and our Services.
  6. Comply with legal obligations and enforce our Terms and Conditions.

3. Sharing Your Information

We do not sell your personal information to third parties. However, we may share your information with trusted third parties to provide and improve our Services, including:

  1. Service Providers: To process data, store information, and enhance functionality.
  2. Legal Obligations: To comply with applicable laws, regulations, or legal processes.
  3. Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred.

4. Data Security

We employ industry-standard security measures to protect your data. Sensitive information, such as financial details, is encrypted both in transit and at rest. Access to your information is restricted to authorized personnel and is monitored for security purposes.

5. Data Retention

We retain your data only as long as necessary to provide our Services, comply with legal obligations, and resolve disputes. Upon account termination, certain data may be retained in anonymized or aggregated formats for analytical and operational purposes.

6. Your Choices

  • Access and Correction: You can access and update your information within the app.
  • Data Deletion: You may request the deletion of your account and associated data by contacting us.
  • Location Data: You can disable location data collection through your device settings.
  • Cookies: Manage cookie preferences through your browser settings.

7. Children’s Privacy

Our Services are not intended for individuals under the age of 13. We do not knowingly collect personal information from children. If we become aware of such data, we will take steps to delete it promptly.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices. Significant updates will be communicated through in-app notifications or email. Continued use of our Services indicates your acceptance of the updated policy.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at [email protected].